2025 401k Limits Over 60

2025 401k Limits Over 60. The employer contribution limit also rises to $46,500, bringing the combined employee and employer 401(k) contribution limit to $70,000 for 2025. The 2025 base ira contribution limit remains at $7,000 (subject to income limits).

Learn how to maximize your savings and prepare for the future. For those with a simple ira, you can contribute an additional $500 for 2025 which brings the annual limit to $16,500, plus an additional $3,500 if you are at least age 50, which is the same as 2024.